Basic Charter Checking

Startups, home businesses and small companies now have a go-to business checking account that eliminates the monthly fees and provides everything necessary to manage lower transaction volumes. Tidemark Federal Credit Union supports your business ventures with a checking account that gives more for your money.

The best way to get started

With convenient, anytime access and lots of perks, our Basic Business Checking offers tremendous value. See how this account stacks up against our other business checking options so you can find the perfect account for your Maryland or Delaware business.

  Basic Charter Checking Deluxe Charter Checking Premium Charter Checking
Average Daily Balance Requirement $500 $1,000 $10,000
Monthly Fee* $5.00 $7.50 $15.00
Earns Interest~ No No Yes**
Free Deposit Items^ 25 50 200
Free Paid Checks^ 25 50 200
Online Banking with Bill Pay Free Free Free
VISA® Debit Card Free Free Free
Electronic Statements Free Free Free
Federal Tax Depository Services Free Free Free
Notary Service Free Free Free
Overdraft Protection Yes Yes Yes
24/7 ATM Access Yes Yes Yes
Night Depository Yes Yes Yes
Coin & Cash Service Yes Yes Yes
Setup Fee None None None
Cash Management Free Free  

*Monthly fee waived if average daily balance is maintained. $5.00 per month if average daily balance falls below $500 on BBC; $7.50 per month if average daily balance falls below $1,000 on DBC.

**PCC Earnings Credit Rate is equal to the dividend rate on corresponding Money Market tier.
~Dividends paid on Balances $2,000+.
^Deposit Items and Paid Checks have a $.10 per item charge when exceeding allowable number of free checks and deposit items listed on BCC and DCC.