Certificates

Do you have excess cash on hand and want a higher rate of return? With our certificates, you can earn more money with our fixed rates the longer your money stays on deposit. Certificates are ideal for building up short-term savings or putting money away for the future with our Individual Retirement Account option.

Get a savings boost

When you have extra cash on hand, consider opening one or more certificates. Your returns are guaranteed, and you have easy access to money when you need it.

  • Available as regular and IRA share certificates
  • $1,000 minimum deposit
  • Terms from six months to five years
  • Dividends compounded and paid monthly