Encore Checking

If you've struggled maintaining your checking account at other institutions, Tidemark Federal Credit Union is here for you. Our Encore Checking gives you a fresh start so you can rebuild your credit history and get back on firmer ground. Once your account is in good standing for 12 months, we will automatically convert you to a standard checking account.

We'll help you reestablish your financial footing

If your credit score is lower than 580, Encore Checking is for you. We keep the fees low, and there's no minimum balance requirement. Plus, you'll earn interest based on our competitive rates when your average daily balance is at least $2,000.

  • $10 monthly fee (terminates after 12 months)
  • Includes a VISA® Debit Card and access to Mobile and Online Banking
  • Pay your bills electronically with Free Bill Pay
  • Set up automatic transfers to build up savings
  • Get overdraft protection from your Savings Account