Free High Return Checking

Do you keep high balances in your checking account? Then this is the account for you. Earn a high rate of return on your balance while getting lots of perks and the anytime access you demand in a daily checking account. When you need a high-return checking account that serves you in Delaware, Maryland and beyond, you’ll find it here.

You're paying me what???


Qualified accounts receive:

  • 2% APR on balances up to $10,000; .50% on balances above $10,000
  • Free Bill Pay
  • Nationwide ATM Fee Refunds (Cap of $15)
  • Always free checking

If qualifications are not met, you still get free checking, plus the opportunity to qualify the next month.



  • Minimum of 12 posted debit card purchases per month
  • Online banking, mobile banking, and eStatements


Other Benefits

  • VISA® Debit Card, Mobile, and Online Banking
  • Apple Pay, Samsung Pay, and VISA Checkout®
  • First box of checks free
  • Cash Back Rewards are posted to your Regular Share Account so you can watch your rewards grow.
  • Direct Deposit Advance (for qualified accounts, to help you to make the switch to Tidemark FCU)