Savings Accounts

A solid savings account is at the heart of healthy finances. It’s also your key to Tidemark Federal Credit Union membership and all of the valuable products and services we provide to members in Delaware, Maryland and beyond. You have unique savings goals, and we have the accounts to support and help you reach them.

Various options, because you’re not cookie-cutter

Ready to become a member? Need a good account to hit a specific savings milestone? Want to teach your children the importance of saving money? You can do it all with Tidemark Federal Credit Union.

  • Open with a $5 minimum deposit to become a Tidemark member
  • Manage your account online, on your mobile device or in-person at our branches and ATMs
  • Our competitive rate grows your money steadily
  • Borrow against your savings when you need a loan or use your savings as overdraft protection on your Checking account
  • Ideal if you maintain larger balances
  • Tiered dividends mean you earn more with higher balances
  • Minimum $1,000 balance to earn dividends
  • One free withdrawal per month ($10 charge thereafter)
  • A fun, engaging way to teach children about saving money
  • Earns a high rate to encourage more saving
  • No minimum balance or limitations on withdrawals
  • Includes a Kids Club Kit, piggy bank and special birthday surprises
  • Children choose a gift from our Treasure Chest after each deposit
  • Save throughout the year to pay for holiday expenses
  • Allows for one withdrawal during the year
  • Funds are automatically transferred to your checking or prime savings account in early November