Home Equity Loans
The money you need, under one roof
Whether you need money for a project or big purchase, we'll help you figure out which home equity option works best. Our home equity loan and HELOC rates are structured to deliver maximum value because we're a not-for-profit institution that invests in you, our member.
- Good option when you need a specific amount of money within a limited time frame
- Terms up to 15 years with a rate that never changes
- Finance up to 90% of your equity if Tidemark Federal Credit Union holds your first mortgage
- Finance up to 80% of your equity ($100,000 max) if another institution holds your first mortgage
- Assess money whenever you need it, just as you would through a credit card.
- Finance up to 90% of your home's equity if Tidemark Federal Credit Union currently holds your first mortgage or finance up to 80% of your home's equity if another institution holds your first mortgage, depending on credit history and other factors.
- Variable rate adjusts quarterly.