Home Equity Loans

You've put a lot of work into your home over the years. Now it's time for your home to work for you. When you have large expenses or want to consolidate debt at a better rate, consider our home equity loans and lines of credit. They're designed to help members get the money they need from their Delaware and Maryland homes.

The money you need, under one roof

Whether you need money for a project or big purchase, we'll help you figure out which home equity option works best. Our home equity loan and HELOC rates are structured to deliver maximum value because we're a not-for-profit institution that invests in you, our member.

 

  • Good option when you need a specific amount of money within a limited time frame
  • Terms up to 15 years with a rate that never changes
  • Finance up to 90% of your equity if Tidemark Federal Credit Union holds your first mortgage
  • Finance up to 80% of your equity ($100,000 max) if another institution holds your first mortgage
  • Assess money whenever you need it, just as you would through a credit card.
  • Finance up to 90% of your home's equity if Tidemark Federal Credit Union currently holds your first mortgage or finance up to 80% of your home's equity if another institution holds your first mortgage, depending on credit history and other factors.
  • Variable rate adjusts quarterly.