Home Improvement Loans
Financing for your special home project
Our Home Improvement Loan is structured in different ways, depending on your circumstances. If you have sufficient equity in your home, this loan becomes available as a line of credit.
If you lack equity but have a first mortgage with us and your improvements are not more than 25% of the as-built value of your home, you can finance the improvements as a partial construction loan that converts to a home equity loan.
If you lack equity, your first mortgage is held elsewhere and your project is beyond the 25% threshold, your loan will become a new construction-to-permanent loan.
We're here to guide you, so contact us to discuss your plans and find out how funds from our Home Improvement Loan can be disbursed to you.