Business Loan Application

We offer a full range of quality financial products designed to help your business meet the demands of today’s marketplace. Below, you will find information that will help guide you through the lending process.

To begin your commercial loan request, we will need the following items:

Business Loan Application

Personal Financial Statement on all individual borrowers and guarantors

3 years of Business Tax Returns (including ALL schedules and K-1s) on each business borrower/guarantor

Fiscal Year End Financial Statement for the prior year on each business borrower/guarantor (if available)

Interim Financial Statement if year-end financials are more than 90 days old (if available)

3 years of Personal Tax Returns (including ALL schedules and K-1s) on each individual borrower/guarantor

Submit Documents

Please submit documents to us in the following ways:

Via Tidemark FCU Branch

Fill out the Business Loan Application and Email to [email protected]

Application
Response

Upon receiving your completed loan request, our Business Services Department will complete a preliminary review and contact you within 5-7 business days to discuss the details of your request. Please be prepared to discuss the purpose of the loan and history of your business. During this time, we may also request additional financial information in order to fully underwrite the proposed loan.

Credit Underwriting & Approval Decision

If the preliminary review results in a continuation of the commercial lending process, your request will be underwritten. A deposit for 3rd party fees will be required prior to moving forward. Please note that applications are underwritten in order received with complex requests taking additional time.

Loan Documents for Settlement

If your request is approved, we will contact you to schedule a convenient time to close the loan. If real estate secured, we will coordinate with your attorney.

"*" indicates required fields

Business Loan Application

Amount Requested*

Type of Loan*

Annual Line of Credit

Commercial Vehicle

Residential Investment Property

Construction Loan (specify type)

Unsecured Term Loan

Commercial Equipment

Commercial Owner-Occupied Property

Credit Card

School Bus

Savings Secured

Purpose of Loan*

Collateral*

Vehicle or Equipment

Rental Real Estate

Commercial Real Estate

Savings Secured

Other

Other*

Information on the Business

Business Name*

Year Established*

Contact Name*

Title*

Telephone*

Business Address*

Type Of Organization*

Individual

Sole Proprietor

Corporation

LLC

General Partnership

Limited Partnership

Professional Association

Business Trust

Non-Profit (describe)

Other

Other*

Non-Profit(Describe)*

List all Owners with a 20% or more ownership interest. Each Owner will be required to complete the Guarantor’s Personal Financial Statement.

List*

Name

Title

#Years

Ownership %

SSN

Current Business Account Relationships

Where do you currently maintain you Business Accounts?*

Name

Checking Balance $

Savings Balance $

Business Debt Schedule

Include the following information on all installment debts, notes, contracts, and mortgages for the actual Business. Current balance must match the current balance sheet. Include all capital leases shown on the balance sheet (if any). Do not include accounts receivable and accounts payable.

Creditor

Original Amount

Original Date

Current Balance

Interest Rate

Collateral

Monthly Payment

Delinq Y or N

Total Current Balance*

Signatures

You promise that everything you have stated in this application is correct to the best of your knowledge and that the above information is a complete listing of what you owe. If there are any important changes you will notify us in writing immediately. You authorize the credit union to obtain credit reports in connection with this application for credit and for any update, increase, renewal, extension or collection of the credit received. You understand that the credit union will rely on the information in this application and your credit report to make its decision. You agree that requested documentation that accompanies this application is complete and correct and that it’s incorporated as part of this application. If you request, the credit union will tell you the name and address of any credit bureau from which it received a credit report on you. It is a crime to willfully and deliberately provide incomplete or incorrect information in this application.

The person(s) signing the application is/are indeed authorized to act on behalf of the borrower. Borrower agrees to pay any fees charged by the credit union for processing this application and other related expenses whether the application is approved or denied. You promise that the credit you are applying for is for a business purpose.

For credit cards, by signing below or by using your card, you understand that either of those actions will constitute acknowledgment of receipt and agreement to the terms of the credit card agreement and disclosures.

Signature*

Title*

Date*

MM slash DD slash YYYY

Signature

Title

Date

MM slash DD slash YYYY

Signature

Title

Date

MM slash DD slash YYYY

Signature

Title

Date

MM slash DD slash YYYY

Please select from drop down how you heard about us:*

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We don't exist to enhance the wealth of our shareholders, we are member-owned. As a not-for-profit organization, we use our profits to increase Member benefits and support community causes.

Your Money is Insured & Protected

Instead of being covered under FDIC, your deposits are covered under the National Credit Union Administration (NCUA), which insures deposits up to $250,000, the same amount as the FDIC. It’s a different name but the same function.

Your Funds Are Easy to Access

With online and mobile banking, you have access to your account anytime and anywhere from your computer, smartphone, or tablet. Check your account balance, transfer funds, pay bills, and manage your finances easily without going to the bank.

Business Loan Application

We offer a full range of quality financial products designed to help your business meet the demands of today’s marketplace. Below, you will find information that will help guide you through the lending process.

To begin your commercial loan request, we will need the following items:

Business Loan Application

Personal Financial Statement on all individual borrowers and guarantors

3 years of Business Tax Returns (including ALL schedules and K-1s) on each business borrower/guarantor

Fiscal Year End Financial Statement for the prior year on each business borrower/guarantor (if available)

Interim Financial Statement if year-end financials are more than 90 days old (if available)

3 years of Personal Tax Returns (including ALL schedules and K-1s) on each individual borrower/guarantor

Submit Documents

Please submit documents to us in the following ways:

Via Tidemark FCU Branch

Fill out the Business Loan Application and Email to [email protected]

Application Response

Credit Underwriting & Approval Decision

Loan Documents for Settlement

If your request is approved, we will contact you to schedule a convenient time to close the loan. If real estate secured, we will coordinate with your attorney.

Business Loan Application

Information on the Business

Current Business Account Relationships

Business Debt Schedule

Signatures

Start Saving Today & Enjoy High-Yield Returns!

SAVINGS RATES

Frequently Asked Questions

Plus, You Get Access to Our Member Premium Benefits

You Become a Member-Owner

We don't exist to enhance the wealth of our shareholders, we are member-owned. As a not-for-profit organization, we use our profits to increase Member benefits and support community causes.

Your Money is Insured & Protected

Instead of being covered under FDIC, your deposits are covered under the National Credit Union Administration (NCUA), which insures deposits up to $250,000, the same amount as the FDIC. It’s a different name but the same function.

Your Funds Are Easy to Access

With online and mobile banking, you have access to your account anytime and anywhere from your computer, smartphone, or tablet. Check your account balance, transfer funds, pay bills, and manage your finances easily without going to the bank.

Application
Response

Start Saving Today & Enjoy
High-Yield Returns!