Credit Card Rates
Credit Card Rates
Looking for a great VISA® credit card rate in Delaware, Maryland and beyond? Check out Tidemark Federal Credit Union.
Lower, Wallet - Friendly Visa Rates
Rates Effective Starting: 1/1/2023
| Visa Type | Annual Percentage Rate (As Low As) | Repayment Schedule or Payment | Amount |
|---|---|---|---|
| Platinum | 12.25% Prime + 4.75% adjusted quarterly. | $25 or 2% of balance monthly, 25-day grace period on purchases | $500 - $25,000 |
| Student VISA® | 12.25% Prime + 4.75% adjusted quarterly. | $25 or 2% of balance monthly, 25-day grace period on purchases | $500 - $1,000 |
| Platinum Secured** | 7.50% Prime adjusted quarterly. | $25 or 2% of balance monthly, 25-day grace period on purchases | $500 - $25,000 |
| Student VISA® Secured** | 7.50% Prime adjusted quarterly. | $25 or 2% of balance monthly, 25-day grace period on purchases | $250 - $2,500 |
*Stated Annual Percentage Rate (APR) is the lowest rate available for qualified borrowers. Actual rate may be higher based on creditworthiness.
**Requires pledge of prime shares equal to 120% of the credit limit.
First Time Borrower Visa
| Visa Type | Annual Percentage Rate (As Low As) | Repayment Schedule or Payment | Amount |
|---|---|---|---|
| Visa Platinum | 18.00% Prime + 11.70% adjusted quarterly. | Minimum monthly payment due is $25 or 2% of balance monthly, 25-day grace period on purchases | Limit up to $500 |
*Stated Annual Percentage Rate (APR) is the lowest rate available for qualified borrowers. Actual rate may be higher based on creditworthiness.