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Credit Card Rates

Looking for a great VISA® credit card rate in Delaware, Maryland and beyond? Check out Tidemark Federal Credit Union.

Lower, Wallet - Friendly Visa Rates

Effective April 1, 2020

Visa TypeAnnual Percentage Rate (As Low As)Repayment Schedule or PaymentAmount
Platinum8.00% Prime + 4.75% adjusted quarterly.$25 or 2% of balance monthly, 25-day grace period on purchases$500 - $25,000
Student VISA®8.00% Prime + 4.75% adjusted quarterly.$25 or 2% of balance monthly, 25-day grace period on purchases$500 - $1,000
Platinum Secured*3.25% Prime adjusted quarterly.$25 or 2% of balance monthly, 25-day grace period on purchases$500 - $25,000
Student VISA® Secured*3.25% Prime adjusted quarterly.$25 or 2% of balance monthly, 25-day grace period on purchases$250 - $2,500
First-Time BorrowerVaries by borrower$25 or 2% of balance monthly, 25-day grace period on purchases$500 (to increase by $500 in six months and $1,000 annually, if your income supports such)

*Requires pledge of prime shares equal to 120% of the credit limit.
1 Stated APR is the lowest rate available for qualified members.