Credit Card Rates
Looking for a great VISA® credit card rate in Delaware, Maryland and beyond? Check out Tidemark Federal Credit Union.
Lower, Wallet - Friendly Visa Rates
Effective September 1, 2021
| Visa Type | Annual Percentage Rate (As Low As) | Repayment Schedule or Payment | Amount |
|---|---|---|---|
| Platinum | 8.00% Prime + 4.75% adjusted quarterly. | $25 or 2% of balance monthly, 25-day grace period on purchases | $500 - $25,000 |
| Student VISA® | 8.00% Prime + 4.75% adjusted quarterly. | $25 or 2% of balance monthly, 25-day grace period on purchases | $500 - $1,000 |
| Platinum Secured* | 3.25% Prime adjusted quarterly. | $25 or 2% of balance monthly, 25-day grace period on purchases | $500 - $25,000 |
| Student VISA® Secured* | 3.25% Prime adjusted quarterly. | $25 or 2% of balance monthly, 25-day grace period on purchases | $250 - $2,500 |
| First-Time Borrower | Varies by borrower | $25 or 2% of balance monthly, 25-day grace period on purchases | $500 (to increase by $500 in six months and $1,000 annually, if your income supports such) |
*Requires pledge of prime shares equal to 120% of the credit limit.
1 Stated APR is the lowest rate available for qualified members.
First Time Borrower Visa
Effective September 1, 2021
| Visa Type | Annual Percentage Rate (As Low As) | Repayment Schedule or Payment | Amount |
|---|---|---|---|
| Visa Platinum | 14.95% Prime + 11.70% adjusted quarterly. | Minimum monthly payment due is $25 or 2% of balance monthly, 25-day grace period on purchases | Limit up to $500 |