The key to managing your monthly budget is knowing where your money goes. This calculator will give you control. Enter your income and monthly expenses, and then figure out how much you have left to save and where you spend your money. The data makes it easy to see where you might be able to cut back spending.
Budgeting Made Simple
Definitions
Your total gross income from your paycheck.
Any other income that you receive including bonuses, alimony, child support or income from a business.
Total amount withheld for federal taxes. Enter this amount from your pay stub.
Total amount withheld for state taxes. Enter this amount from your pay stub.
Total amount withheld for local taxes. Enter this amount from your pay stub.
Total amount withheld for any other taxes or miscellaneous item. Enter this amount from your pay stub.
Total withheld for FICA (Federal Insurance Contributions Act) is based on the gross income on your paycheck.
Total withheld for Medicare based on the gross income on your paycheck.
Total amount withheld for insurance and benefits by your employer. Enter this amount from your pay stub.
Total amount withheld from your paycheck that is deposited into a company retirement savings plan such as a 401(k) or 403(b).
Savings Goals Within Reach: Discover Our Best Local Rates
When you open your checking account, a set of temporary checks and your first full check order is on us. Reordering is just a click away. If you run out before your next order, we can supply emergency checks at any branch to tide you over.
Special Pricing and Ease Of Ordering
Reorder checks 24/7 by clicking here; or, if you prefer, you can order while in your account in Online Banking or by calling our Member Service Center at (302)-629-0100 during regular business hours. Group discounts apply to all check orders.
Home budget loan
Frequently Asked Questions
All Tidemark Savings accounts earn dividends based on an Annual Percentage Rate (APR) and Annual Percentage Yield (APY). Dividends are compounded and paid monthly.
You can deposit funds to your Tidemark Savings Account in the following ways:
Online transfer from an external bank account to your Tidemark Savings Account
Through Direct Deposit
Deposit a check payable to you with Tidemark's Mobile Check Deposit Service using your mobile device.
Our Prime Savings account does have the ability to act as an overdraft protection source for your checking account. Money Market and other savings accounts may be excluded from this service.
Plus, You Get Access to Our Member Premium Benefits
You Become a Member-Owner
We don't exist to enhance the wealth of our shareholders, we are member-owned. As a not-for-profit organization, we use our profits to increase Member benefits and support community causes.
Your Money is Insured & Protected
Instead of being covered under FDIC, your deposits are covered under the National Credit Union Administration (NCUA), which insures deposits up to $250,000, the same amount as the FDIC. It’s a different name but the same function.
Your Funds Are Easy to Access
With online and mobile banking, you have access to your account anytime and anywhere from your computer, smartphone, or tablet. Check your account balance, transfer funds, pay bills, and manage your finances easily without going to the bank.
Please note, all of our branches will be closed on Monday, May 27th in observance of Memorial Day.
Please note, all of our branches will be closed on Wednesday, June 19th in observance of Juneteenth National Independence Day.
Please note, all of our branches will be closed on Thursday, July 4th in observance of Independence Day.
Please note, all of our branches will be closed on Monday, September 2nd in observance of Labor Day.
Please note, all of our branches will be closed on Monday, October 14th in observance of Columbus Day.
Please note, all of our branches will be closed on Monday, November 11th in observance of Veterans Day.
Please note, all of our branches will be closed on Thursday, November 28th in observance of Thanksgiving Day.
Please note, all of our branches will be closed on Wednesday, December 25th in observance of Christmas Day.
Please note, our online banking services will be temporarily unavailable due to routine maintenance on Saturday, August 10th,
Activities will occur between 10:30pm PT on Saturday and 2:30am PT on Sunday