High-Yield Money Market

Money Market Account

  • Our premier savings account
  • Ideal if you maintain larger balances
  • Tiered dividends mean you earn more with higher balances, some would say the BEST rates in town
  • Minimum $1,000 balance to earn dividends
  • Coverage up to $5 million share insurance coverage
  • Available as an overdraft source
  • No withdrawal from money market fee (no limit on number of withdrawal transactions)

    We are enhancing our product and making it more flexible and accessible!

    Open An Account

    Money Market Club Rates^

    Rates Effective Starting: 11/08/2022

    Balance Range Rate* APY**
    Balance Range $1,000 to < $10,000 1.70% 1.71%
    Balance Range $10,000 to < $50,000 1.80% 1.81%
    Balance Range $50,000 to < $100,000 1.90% 1.92%
    Balance Range $100,000+ 2.00% 2.02%

    Earn a great rate without committing your funds to a term Certificate Account. Designed as a true savings account, you can make one free withdrawal from this account per calendar month; $10 for each additional withdrawal in the same month.

    *Annual Percentage Rate (APR) **Annual Percentage Yield (APY). Dividends are compounded and paid monthly

    ^ One free withdrawal from this account each month; $10 for each additional withdrawal in the same month.

    Looking for the savings account that fits your lifestyle and spending habits?

    Tidemark Federal Credit Union has it. We're proud to serve members in Delaware, Maryland and beyond with various checking accounts tailored to all types of people – whether you're building up your credit or looking for higher rates on larger balances. We'll help you find the daily checking account that's right for you.
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    Personal Goals Within Reach:
    Discover Our Best Local Rates

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    SAVINGS

    Frequently Asked Questions

    High Tide Checking

    Looking for a checking account with a Tidal Wave of Rewards? Earn up to a $100 a month in rewards.

    Standard Checking

    Not into electronic services? This go-to account is for you.

    Encore Checking

    Need a fresh start? We have an account you.

    Visa Debit Card

    Make in-store purchases, access money anytime through ATMs and track all activity online while getting rid of paper checks.

    Reorder Checks

    When you open your checking account, a set of temporary checks and your first full check order is on us. Reordering is just a click away. If you run out before your next order, we can supply emergency checks at any branch to tide you over.

    Special Pricing and Ease Of Ordering

    Reorder checks 24/7 by clicking here; or, if you prefer, you can order while in your account in Online Banking or by calling our Member Service Center at (302)-629-0100 during regular business hours. Group discounts apply to all check orders.

    Plus, You Get Access to Our Member Premium Benefits

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    You Become a Member-Owner

    We don't exist to enhance the wealth of our shareholders, we are member-owned. As a not-for-profit organization, we use our profits to increase Member benefits and support community causes.

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    Your Money is Insured & Protected

    Instead of being covered under FDIC, your deposits are covered under the National Credit Union Administration (NCUA), which insures deposits up to $250,000, the same amount as the FDIC. It’s a different name but the same function.

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    Your Funds Are Easy to Access

    With online and mobile banking, you have access to your account anytime and anywhere from your computer, smartphone, or tablet. Check your account balance, transfer funds, pay bills, and manage your finances easily without going to the bank.