Teen Checking: Your Teen's First Step to Financial Independence
Empower Your Teen with Financial Confidence:
Our Teen Checking Account
Designed to help your teen learn how to manage their finances with confidence, our Teen Checking Account empowers them to take control of their money. With a debit card, they can make purchases and withdraw cash while developing essential budgeting skills. This hands-on experience fosters financial literacy and prepares them for a smooth transition to adulthood at age 18.
BENEFITS OF OUR TEEN CHECKING ACCOUNT
Financial Independence
Teaches teens how to manage money with a debit card, helping them learn budgeting and spending habits.
No Fees
Enjoys the advantage of no monthly service fees or NSF fees, allowing for stress-free banking.
Rewards Program
Access to exclusive rewards like online banking, max dividends, cash back (cap $15 monthly), ATM refunds, and so much more!
Seamless Transition
Automatically qualifies for full banking services at 18, making the transition to adult banking easy and convenient.
What's Included:
Rewards Program: Enjoy perks like:
1% APY* & 1% Cashback with 10 or more signature-based debit card transactions and online banking
Online or mobile banking and eStatements
Max dividends, cash back (cap $15 monthly) and ATM refunds up to $180 annually, $15 monthly
Debit Card: Convenient access for purchases and cash withdrawals.
No Monthly Fees: Enjoy a fee-free experience with no service charges or NSF fees.
Online & Mobile Banking: Easy access to account balances, transaction history, and management tools.
Parental Oversight: Parent or guardian must be a joint account holder, promoting guidance and learning.
Seamless Transition to Adult Services: Automatically qualify for full banking services at age 18, including checks and bill pay.
SAFE AND SOUND. SECURE BANKING FOR TEENS.
Secure Transactions: All debit card transactions are protected by advanced encryption technology, ensuring safety during purchases.
Parental Oversight: Parents or guardians can monitor account activity, providing an added layer of security and guidance.
Fraud Protection: Enjoy peace of mind with zero liability for unauthorized transactions, protecting your teen’s finances.
Real-Time Alerts: Set up instant notifications for transactions, helping both teens and parents stay informed about account activity.
ATM Safety Features: Debit cards can be used at secure ATMs, and transactions can be tracked through online banking.
Education on Security: Teens receive information on safe banking practices, including how to recognize phishing scams and secure their personal information.
Why Banking with Tidemark Hits Different
Teen checking
Frequently Asked Questions
STEP UP YOUR MONEY GAME
Earn 50,000 bonus points and get 4X points on travelOPEN AN ACCOUNT
Plus, You Get Access to Our Member Premium Benefits
You Become a Member-Owner
We don't exist to enhance the wealth of our shareholders, we are member-owned. As a not-for-profit organization, we use our profits to increase Member benefits and support community causes.
Your Money is Insured & Protected
Instead of being covered under FDIC, your deposits are covered under the National Credit Union Administration (NCUA), which insures deposits up to $250,000, the same amount as the FDIC. It’s a different name but the same function.
