From Lemonade Stands to Paychecks
We’ve Got ’Em Covered.
Start smart with our Kids Club and Teen Checking—easy, fun, and made for every stage of growing up.
Start Smart with
Tidemark
From their first savings deposit to their first debit swipe, Tidemark helps kids and teens learn the value of money in a fun, friendly way. Our youth accounts are designed to grow with them — building financial confidence that lasts well beyond high school.
Kids Club Savings Account
Ages 0–12
A fun, engaging way to help your child start saving early.
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- Earn a higher savings rate to encourage healthy savings habits. View current rates here.
- $5 birthday deposit automatically credited to Kids Club accounts during the month of the child’s birthday.
- Includes birthday surprises and kid-friendly perks like a $10 McDonald's gift card (To redeem, the youth must visit a branch within 30 days of their birthday with the voucher received in the mail).
- Account opening gift: Kids receive a Shelldon or Fin plush friend when they open their account.
- Helps kids learn to save for what matters most — and feel proud doing it.
- Earn a higher savings rate to encourage healthy savings habits. View current rates here.
Teen Checking Account
Ages 13–17
Because your teen is ready for real-world banking — with your guidance by their side.
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- Debit card access for everyday spending and ATM withdrawals.
- $25 bonus deposit when teens visit a branch and open a Teen Checking account with a debit card.
- Helps teens build financial independence and smart spending habits.
- Parent or guardian joint ownership provides oversight and peace of mind.
- Earn rewards just like our High Tide Checking — all teen accounts start at Tier 1 rewards.
- Debit card access for everyday spending and ATM withdrawals.
Scholarships & Community Support
At Tidemark, we’re more than just a credit union — we’re a partner in your child’s future. Through our community foundation, we proudly offer scholarships and youth programs that help students reach new heights both in and out of the classroom.
Learn more about our scholarships and community programs.
For Parents & Guardians
We make opening youth accounts simple, transparent, and secure.
Kids Club memberships are opened under the child’s name with your approval.
Teen Checking accounts are opened jointly with a parent or guardian.
All youth accounts follow the same trusted, local support and member-first service you expect from Tidemark.
Have questions? Our team is here to help.
Call us at 302-629-0100 or stop by anytime.
Ready to Get Started?
Whether they’re learning to save, spend, or set big goals, Tidemark is here to guide every step.
Open a Youth Account
or visit your nearest branch to get started.
