Boost Your Business with Our Tailored Banking Solutions.

Get the banking services your business needs to thrive with our tailored solutions for small and medium-sized businesses in Maryland and Delaware. Our range of services, including checking and savings accounts, loans, and more, can help give your business a competitive edge and keep you moving forward.

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Business Checking

Discover the perfect business checking account to fit your unique needs and enjoy the many benefits our accounts have to offer including free features, digital access, interest on deposits, and overdraft protection.

Basic Business Checking is ideal for lower transaction volumes and convenient features.

Deluxe Business Checking offers 50 free deposit items per month and digital access from anywhere.

Premium Business Checking earns interest on deposits and comes with 100 free deposit items per month.

Overdraft Protection ensures that you never have to worry about declined transactions by linking your Savings Account to your Business Checking account.

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Health Savings Account

Maximize your healthcare savings with a Health Savings Account (HSA) - funds are tax-free, accumulate year after year, and can be used for qualified medical expenses, providing flexibility and peace of mind.

Contributions are tax-free.

Interest earned is tax-free.

Tax-free withdrawals for qualified medical expenses.

Unspent funds roll over and accumulate year after year.

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SEP IRA

The SEP IRA is an affordable and flexible retirement savings plan for self-employed people and small-business owners with benefits such as tax-deferred contributions, high maximum annual contribution limits, and no annual IRS filings.

All contributions and dividends grow tax-deferred.

Employers can take a federal income tax deduction and may qualify for a $500 start-up cost tax credit.

Max annual contribution limits are high at $57,000 or 25% of each employee's compensation for 2020, whichever is less.

No administrative fees and employers avoid significant fiduciary responsibility.

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Business Goals Within Reach:
Discover Our Best Local Rates

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High Tide Checking

Looking for a checking account with a Tidal Wave of Rewards? Earn up to a $100 a month in rewards.

Standard Checking

Not into electronic services? This go-to account is for you.

Encore Checking

Need a fresh start? We have an account you.

Visa Debit Card

Make in-store purchases, access money anytime through ATMs and track all activity online while getting rid of paper checks.

Reorder Checks

When you open your checking account, a set of temporary checks and your first full check order is on us. Reordering is just a click away. If you run out before your next order, we can supply emergency checks at any branch to tide you over.

Special Pricing and Ease Of Ordering

Reorder checks 24/7 by clicking here; or, if you prefer, you can order while in your account in Online Banking or by calling our Member Service Center at (302)-629-0100 during regular business hours. Group discounts apply to all check orders.

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Frequently Asked Questions

Plus, You Get Access to Our Member Premium Benefits

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You Become a Member-Owner

We don't exist to enhance the wealth of our shareholders, we are member-owned. As a not-for-profit organization, we use our profits to increase Member benefits and support community causes.

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Your Money is Insured & Protected

Instead of being covered under FDIC, your deposits are covered under the National Credit Union Administration (NCUA), which insures deposits up to $250,000, the same amount as the FDIC. It’s a different name but the same function.

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Your Funds Are Easy to Access

With online and mobile banking, you have access to your account anytime and anywhere from your computer, smartphone, or tablet. Check your account balance, transfer funds, pay bills, and manage your finances easily without going to the bank.