Explore More Possibilities with Personal Loans
At Tidemark, we believe in helping you get the most out of your hard-earned money, which is why our Personal Loans come with highly competitive rates that work in your best interests. With easy repayment options and expert customer service, Tidemark's Personal Loans are your passport to financial freedom.
Get The Funds You Need For All of Life's Events
When you have an unexpected expense or have major life events that need to be covered, Tidemark offers comprehensive personal loan solutions to give your finances the needed boost.
Personal Loan
Personal Loan offers the perfect way to give your savings a much-needed boost while helping you achieve your goals with unbeatable rates.
Use on anything, such as tuition, furniture, vacation, holidays or home improvements
Easy access to money online, over the phone, or at one of our branches.
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Line of Credit
Get access to funds up to $25,000 with Line of Credit.
Suitable for ongoing expenses or unexpected costs
Borrow, repay, and withdraw as needed within the predetermined limit.
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Credit Cards
We've got VISA options for everyone. From first-time borrowers to our Visa Platinum with the lowest variable rate available, we offer a comprehensive range of credit card solutions to fit your financial needs.
Visa Platinum offers credit lines up to $25,000 and no balance transfer fees.
Visa Shared Secured is a great option for members trying to reestablish their credit and use a credit line secured by you or another member's Tidemark savings.
Don't have a credit history or guarantor? Our First-Time Visa is perfect for beginner borrowers. Get up to $500 of the line of credit to start!
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Shared Secure Loan
Get the extra funds you need by borrowing against the value of your Tidemark Federal Credit Union savings accounts or certificates while your money keeps growing.
Continue to earn dividends on your pledged funds.
Funds are released as your loan principal decreases.
For loan amounts up to $100,000, terms available up to 10 years.
For loan amounts up to $100,000 or more, terms are available up to 15 years.
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Credit Repair Loan
When you're in a financial pinch, we're here to help with loan solutions that help you repair your credit score to improve your overall financial well-being.
Encore Advance: Maximum advance is the lesser of the expected paycheck or $500.
Encore Loan: Members must have had previous Encore Advances to qualify for an Encore Loan and meet all qualifying criteria. Terms up to 6 months.
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Credit Builder Loan
Ready to take control of your credit? Our Credit Builder Loan is designed to help you build or rebuild your credit history while enjoying the benefits of financial stability.
Offers a structured approach to enhance credit scores by securing the loan in a savings account and managing payments effectively.
Designed to establish a positive credit history, aiming for an improvement in credit scores over time.
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Personal Goals Within Reach:
Discover Our Best Local Rates
PERSONAL Loans
Frequently Asked Questions
Plus, You Get Access to Our Member Premium Benefits
You Become a Member-Owner
We don't exist to enhance the wealth of our shareholders, we are member-owned. As a not-for-profit organization, we use our profits to increase Member benefits and support community causes.
Your Money is Insured & Protected
Instead of being covered under FDIC, your deposits are covered under the National Credit Union Administration (NCUA), which insures deposits up to $250,000, the same amount as the FDIC. It’s a different name but the same function.
