Explore More Possibilities with Personal Loans

At Tidemark, we believe in helping you get the most out of your hard-earned money, which is why our Personal Loans come with highly competitive rates that work in your best interests. With easy repayment options and expert customer service, Tidemark's Personal Loans are your passport to financial freedom.

Get The Funds You Need For All of Life's Events

When you have an unexpected expense or have major life events that need to be covered, Tidemark offers comprehensive personal loan solutions to give your finances the needed boost.

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Signature Loans

Signature Loans offer the perfect way to give your savings a much-needed boost while helping you achieve your goals with unbeatable rates.

Funds are available as an installment loan or line of credit for up to $25,000.

Use on anything, such as tuition, furniture, vacation, holidays or home improvements

Easy access to money online, over the phone, or at one of our branches.

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Credit Cards

We've got VISA options for everyone. From first-time borrowers to our Visa Platinum with the lowest variable rate available, we offer a comprehensive range of credit card solutions to fit your financial needs.

Visa Platinum offers credit lines up to $25,000 and no balance transfer fees.

Visa Shared Secured is a great option for members trying to reestablish their credit and use a credit line secured by you or another member's Tidemark savings.

Don't have a credit history or guarantor? Our First-Time Visa is perfect for beginner borrowers. Get up to $500 of the line of credit to start!

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Shared Secure Loan

Get the extra funds you need by borrowing against the value of your Tidemark Federal Credit Union savings accounts or certificates while your money keeps growing.

Continue to earn dividends on your pledged funds.

Funds are released as your loan principal decreases.

For loan amounts up to $100,000, terms available up to 10 years.

For loan amounts up to $100,000 or more, terms are available up to 15 years.

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First Time Borrowers

Easily establish and build a credit history to build your solid financial foundation. This Visa credit card is great for students and young members looking to learn how to manage their money.

Up to $500 line of credit to start.

Increases by $500 in six months and $1,000 annually, if your income supports the increase (upon request).

Once you've reached our minimum standards for credit history, you'll be considered under our standard loan policies.

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Credit Repair Loan

When you're in a financial pinch, we're here to help with loan solutions that help you repair your credit score to improve your overall financial well-being.

Encore Advance: Maximum advance is the lesser of the expected paycheck or $500.

Encore Loan: Members must have had previous Encore Advances to qualify for an Encore Loan and meet all qualifying criteria. Terms up to 6 months.

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Credit Builder Loan

Ready to take control of your credit? Our Credit Builder Loan is designed to help you build or rebuild your credit history while enjoying the benefits of financial stability.

Offers a structured approach to enhance credit scores by securing the loan in a savings account and managing payments effectively.

Designed to establish a positive credit history, aiming for an improvement in credit scores over time.

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Know What You Need?

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Personal Goals Within Reach:
Discover Our Best Local Rates

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High Tide Checking

Looking for a checking account with a Tidal Wave of Rewards? Earn up to a $100 a month in rewards.

Standard Checking

Not into electronic services? This go-to account is for you.

Encore Checking

Need a fresh start? We have an account you.

Visa Debit Card

Make in-store purchases, access money anytime through ATMs and track all activity online while getting rid of paper checks.

Reorder Checks

When you open your checking account, a set of temporary checks and your first full check order is on us. Reordering is just a click away. If you run out before your next order, we can supply emergency checks at any branch to tide you over.

Special Pricing and Ease Of Ordering

Reorder checks 24/7 by clicking here; or, if you prefer, you can order while in your account in Online Banking or by calling our Member Service Center at (302)-629-0100 during regular business hours. Group discounts apply to all check orders.

PERSONAL Loans

Frequently Asked Questions

Plus, You Get Access to Our Member Premium Benefits

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You Become a Member-Owner

We don't exist to enhance the wealth of our shareholders, we are member-owned. As a not-for-profit organization, we use our profits to increase Member benefits and support community causes.

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Your Money is Insured & Protected

Instead of being covered under FDIC, your deposits are covered under the National Credit Union Administration (NCUA), which insures deposits up to $250,000, the same amount as the FDIC. It’s a different name but the same function.

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Your Funds Are Easy to Access

With online and mobile banking, you have access to your account anytime and anywhere from your computer, smartphone, or tablet. Check your account balance, transfer funds, pay bills, and manage your finances easily without going to the bank.