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Credit Card

Your credit card is an indispensable part of your daily finances, so it's important to find the card that's perfect for you. If you're stuck with a high-interest credit card, Tidemark Federal Credit Union's VISA® cards will save you money on balance transfers and deliver a competitive everyday rate that keeps your interest payments lower each month.

VISA Options To Fit Every Member

Whether your credit score is in the 700s or you're just starting out, we can help you find the right VISA® credit card that will provide the financial flexibility you want along with a competitive, low rate to help you save money on purchases and balance transfers.

Visa Platinum

  • Qualified borrowers get the lowest variable rate available
  • Credit lines available up to $25,000
  • No balance transfer fees
  • In-branch cash advances up to $2,500 (or higher, pending a manager's approval)
  • Requires 2% payment of balance each month, with a minimum $25, plus a 25-day grace period
  • Read our Disclosures for all applicable fees

Visa Share Secured

  • Ideal for members trying to reestablish their credit or student and young adults trying to establish credit
  • Credit line secured by your or another member’s Tidemark Federal Credit Union savings
  • Credit lines available up to $25,000 with no credit review
  • In-branch cash advances up to $2,500 (or higher, pending a manager's approval)
  • Requires 2% payment of balance each month, with a minimum $25, plus a 25-day grace period
  • Read our Disclosures for all applicable fees

First-Time Visa

  • Ideal for First-Time Borrowers lacking a guarantor or credit history
  • Up to $500 line of credit to start
  • Increases by $500 in six months and $1,000 annually, if your income supports the increase (you must request the increases)
  • Once you've reached our minimum standards for credit history, you'll be considered under our standard loan policies

Visa Card Protection

The only thing better than the ultimate convenience of our VISA® card offerings is the tremendous security that supports them. Shop anywhere and access cash anytime with greater peace of mind knowing your VISA® is protected.

Activate Your Visa Cards

It's easy to activate and start using your card. Just call US: 800-290-7893, or INTERNATIONAL: 206-624-7998.

Pin Management (Pin Reset)

It is easy to reset your pin on your Tidemark Debit and Credit Cards.  Just call 1-800-290-7893 or 206-624-7998 for international.

Make sure you are calling from a phone number we have on file for you.

You will need to enter the following information:

  • Full card number
  • Last 4 of Primary member’s SSN
  • Zipcode on file
  • The 3 digit CVV code on the back of the card

You will then be prompted to enter the pin twice for confirmation. 

Report a Lost or Stolen Visa Card

Call 888-297-3416. When calling after hours wait for instructions in the message. You may also turn your card off immediately in Mobile Banking by clicking on Card Controls, or visiting Online Banking.

Report Travel Plans

When traveling outside of your normal range or when traveling abroad, notify us in advance so we can ensure your card is accessible. Call 302-629-0100, advise us securely via an email in Online Banking, or click on Card Controls in Mobile Banking. You may also contact us through this site.

Visa Checkout

Shop confidently when you register all your VISA® cards with VISA® Checkout, which enhances your security during online transactions. Registration for this free service is quick. Plus, you can access special offers from participating merchants.

If you want to learn more about VISA® Checkout, check out this video.