Send Money Securely

Tidemark Federal Credit Union ensures swift, effortless, and secure money transfers, whether you're transferring funds locally or across the United States.

If you need help or experience any issues, call us at 302-629-0100 or 855-697-2328

Step 1. Gather Information

The information you need depends on whether you’re sending or receiving money within the U.S.

Domestic

Easily transfer funds within the U.S. states and territories.

Fee: $15
Expected wait: 1-2 business days
Cutoff Time: 2pm EST

Your Information

Name
Sender address (if sending more than $3,000)
Account number

Payee Information

Name
Payee address (if sending more than $3,000)
Account number
Account type (e.g., checking, savings, brokerage)

Transfer Information

Transfer amount
Third-party status
Additional wiring instructions (if applicable)

Receiving Financial Institution Information

Name and address
Routing number (ABA)
Corresponding or intermediary bank name and routing number (if applicable)

Step 2. Request Forms

Start the transfer by filling out the Domestic Wire Transfer Form and providing it to Tidemark Federal Credit Union through one of the following methods. Third-party requests greater than $5,000 must be submitted in writing, through a secure message or by visiting a branch.

Domestic Transfer Request Form

Secure Message

Send a secure message via online or mobile banking. Once your message is received, we’ll contact you to process the wire.

Branch

Find the closest branch to you. If you’re trying to process an international wire, confirm that your local branch offers this service.

Phone

Call us at 302-629-0100 or 855-697-2328.

Mail

Send the completed form to Tidemark Federal Credit Union
Attn: Funds Disbursement Section
1941 Bridgeville Highway, P.O. Box 1800, Seaford, DE 19973

Receiving Transfers

Wire deposits can be made to your savings, checking or Money Market Savings Account, as well as to any loan, credit card, mortgage, Checking Line of Credit or lease account.

Fee: $0, though the sending financial institution may charge to initiate transfer
Expected wait: Same day processing, if received prior to 2:00pm, EST

What you will need:

In order to receive a domestic wire transfer, provide the following information to the sending financial institution:

Name as titled on Tidemark FCU account
Address on Tidemark FCU account
Account number to which the funds should be credited
Tidemark Federal Credit Union's Routing/ABA Number (231176884)
Tidemark Federal Credit Union's Address: 1941 Bridgeville Highway, P.O. Box 1800, Seaford, DE 19973

FAQ

A wire transfer is a type of electronic payment service for transferring funds between financial institutions by wire through the Federal Reserve, the Society for Worldwide Interbank Financial Telecommunications (SWIFT) network or the Clearing House Interbank Payment System (CHIPS).

While we only handle wire transfers through the Federal Reserve System, we're able to process international wire transfers through our dedicated correspondent bank.

Call us at 302-629-0100 or 855-697-2328 to cancel your transaction. If the wire transaction is still at Tidemark Federal Credit Union, we can cancel it with no fees assessed.

If your wire has already been processed, we can submit a reversal request to the payee's financial institution and attempt to retrieve the funds.

Please note:

Wire transfers are immediate, final and irrevocable. Reversal attempts may go unanswered.
Fees may be assessed by other financial institutions if the reversal request is successful.
There is no set time frame for receiving a response from the payee's financial institution. Contact Tidemark Federal Credit Union five business days after the initial cancellation to request an update of your inquiry.
International wire transfers can be cancelled within 30 minutes of submission. You will receive a full refund unless the funds have already been received by the receiving financial institution.

Disclosure

Additional information may be required, depending on the country to which you're sending funds. Tidemark Federal Credit Union does not send international wire transfers. USA Patriot Act—important information about opening a new account: Federal law requires that we obtain, verify, and record information that identifies each person who opens an account. Within this application, we ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Approval of your application may be delayed pending further verification of your identity.