Find Your Perfect Fit: Customized Mortgage Solutions Just for You.

Whether you're a first-time homebuyer, looking to refinance, or seeking a jumbo loan, construction loan, or lot loan, we'll take the time to understand your financial situation, answer your questions, and guide you through the mortgage process from start to finish.

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Choose Your Dream Mortgage: Customized Solutions for Every Homebuyer

We believe that homeownership should be achievable for everyone, and that's why we offer the best local rates and flexible terms on our mortgage loans. Whether you're a first-time homebuyer or looking to refinance, our expert team is here to guide you through the process and help you secure a mortgage that works for you.

Conventional Loan

Offers a range of benefits including flexible terms, competitive interest rates, and the ability to finance a wide range of property types, making it an excellent choice for many homebuyers.

Refinance & Home Equity

Unlock the equity in your home or reduce your monthly payments with our refinance and home equity loan options, offering flexible terms and competitive rates.

Jumbo Loans

Secure financing for high-value properties, with flexible terms and expert guidance to help you achieve your homeownership goals.

Adjustable Rate (ARM)

Take advantage of flexible payment options and potentially lower initial interest rates with our adjustable rate mortgage, designed to meet your changing financial needs.

Construction & Lot Loans

Our construction-to-permanent home loan program offers a convenient and affordable solution for custom-building your dream home to bring your blueprints to life.

Income-Based Programs

Flexible and affordable financing options designed to meet diverse financial and family needs, including limited down payment funds for those that face unique circumstances.

USDA Loans

Affordable financing options for eligible rural homebuyers, featuring low rates, flexible credit requirements, and no down payment option.

FHA & VA Loans

Accessible financing options for eligible homebuyers, with unique benefits such as low down payments, relaxed credit requirements, and competitive interest rates.

Call 302-629-0100 to talk to a mortgage consultant about your options

Making Homeownership a Reality:
Best Local Rates & Flexible Terms

Ready to Own Your Dream Home?
Our 3-Step Mortgage Process Makes it Easy!

We've simplified the process to make it easy and hassle-free, so you can focus on finding the perfect place to call your own. Don't let complicated applications stand in the way of your home ownership goals. Take the first step with us today.


Determine Your Purchasing Power

Calculate your estimated home price and monthly mortgage payment by factoring in your income, monthly debt, down payment, and location.
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Get Prequalified

Discover your borrowing capacity and receive a personalized mortgage estimate in minutes, without any impact on your credit score.
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Get Your Application Started

Take the third step towards your dream home. Our hassle-free online mortgage application process will find the right mortgage option for you.
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Experience the Personalized Service You Deserve
Speak With One of Our Experts

Discover the difference personalized service can make in achieving your home goals. Our team of dedicated mortgage experts is ready to provide tailored solutions and guidance to meet your unique needs. Don't settle for a one-size-fits-all approach; let us help you navigate the complexities of homebuying with ease and confidence.

What People Say
About Us


Absolutely Exceptional

[MLO] is very personable, professional, welcoming, banking product knowledgeable, and is certainly an exceptional asset to Tidemark…
Darline B.

First-Time Homebuyer? Discover if Our Closing Cost Assistance Program Fits Your Needs!

We believe that everyone deserves the opportunity to own their dream home. That's why Tidemark is proud to announce our First-Time Homebuyer closing cost assistance program. For every $1 that you contribute towards your down payment, Tidemark will provide $3 in assistance, up to a maximum of $5,000.

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The Mortgage Resources You Need
All in One Place

Explore our comprehensive collection of mortgage resources, carefully curated to provide you with the essential information and tools you need to make informed decisions on your home financing journey.

Mortgage Loan Calculator

Calculate your monthly mortgage details, including payoff time, interest paid, and the impact of extra payments. View your payoff schedule monthly or yearly.
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Affordability Calculator

Determine how much you can borrow to stay within your budget, avoid mortgage pitfalls, and estimate your payoff schedule.
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Rent vs. Buy Calculator

Buy or rent? This calculator factors in fees, taxes, and monthly mortgage payments to help you decide which option suits your lifestyle.
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Credit Smart® Homebuyer

Guided, interactive course on homeownership education with six modules that promote preparedness, financial management, and key learning principles.
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Savings Goals Within Reach:
Discover Our Best Local Rates


Frequently Asked Questions

Connect with Us to Kickstart Your
Mortgage Application Journey

Take the first step towards homeownership with confidence by reaching out to Tidemark Federal Credit Union. Our team of mortgage specialists is ready to guide you through the application process and help you find the right financing solution for your needs. With personalized support and expert advice, we'll make the path to your dream home smoother and more manageable.


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