After evaluating your income, assets, and credit score, we can assess the loans you may qualify for, determine the amount you can borrow, and estimate your potential interest rate.
You can see if you pre-qualify for a home loan here or you can speak directly with a Tidemark mortgage specialist by scheduling an appointment here. Please note that in order to qualify for a home loan from Tidemark, you must first be a Tidemark FCU member.
At Tidemark Federal Credit Union, we guide you through the home loan process from pre-approval to closing. Here's what you can expect:
Preapproval: Before starting your home search, obtain a preapproval letter from us to know how much money you're initially approved to borrow for your home purchase.
Home Search: Once you have your preapproval letter, work with your real estate agent to find your dream home based on your unique needs.
Processing: Our processor will then prepare and submit your mortgage application for final review and approval. You may be asked to provide additional supporting information during this time, and an appraisal will be ordered for the home you plan to buy.
Closing: The last step is closing, where you assume ownership, your loan is funded, and you receive the keys to your new home. Let Tidemark Federal Credit Union help you make your homeownership dream come true.
This amount is going to be unique to your specific financial situation. To find out which program is best suited for you, you can consult a home mortgage consultant. They can help you determine what works best for your finances and which programs you may be eligible for.
Plus, You Get Access to Our Member Premium Benefits
You Become a Member-Owner
We don't exist to enhance the wealth of our shareholders, we are member-owned. As a not-for-profit organization, we use our profits to increase Member benefits and support community causes.
Your Money is Insured & Protected
Instead of being covered under FDIC, your deposits are covered under the National Credit Union Administration (NCUA), which insures deposits up to $250,000, the same amount as the FDIC. It’s a different name but the same function.
Your Funds Are Easy to Access
With online and mobile banking, you have access to your account anytime and anywhere from your computer, smartphone, or tablet. Check your account balance, transfer funds, pay bills, and manage your finances easily without going to the bank.
Please note, all of our branches will be closed on Monday, May 27th in observance of Memorial Day.
Please note, all of our branches will be closed on Wednesday, June 19th in observance of Juneteenth National Independence Day.
Please note, all of our branches will be closed on Thursday, July 4th in observance of Independence Day.
Please note, all of our branches will be closed on Monday, September 2nd in observance of Labor Day.
Please note, all of our branches will be closed on Monday, October 14th in observance of Columbus Day.
Please note, all of our branches will be closed on Monday, November 11th in observance of Veterans Day.
Please note, all of our branches will be closed on Thursday, November 28th in observance of Thanksgiving Day.
Please note, all of our branches will be closed on Wednesday, December 25th in observance of Christmas Day.
Please note, our online banking services will be temporarily unavailable due to routine maintenance on Saturday, August 10th,
Activities will occur between 10:30pm PT on Saturday and 2:30am PT on Sunday
Notice: North Salisbury Branch is now permanently closed. For assistance, please visit our South Salisbury or Seaford branches.