Accomplish More With
Commercial Loans

When it comes to growing your business, having access to the right financing can make all the difference. Whether you're expanding your operations, purchasing new equipment, or investing in real estate, we're here to support you with competitive rates and flexible terms. Discover how our commercial business loans can help take your business to the next level. 

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Commercial Loans

Choose from a full range of business loan options with flexible terms and affordable rates so you can meet your company's growing needs.

Commercial Vehicle Loans of up to $200,000 & Commercial Equipment Loans of up to $100,000.

Commercial Credit Cards (Visa Platinum) with credit limits up to $25,000.

Irrevocable Letters of Credit.

Shared Secured Loan amounts up to 95% of the balance held in prime share account with terms up to 10 years. 

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Commercial Real Estate

Whether you're purchasing, renovating, or refinancing, our commercial loans solutions are perfect for your business needs.

Investment Commercial Mortgages & Commercial Construction Mortgages.

Residential Non-Owner Occupied First Mortgages & Construction Mortgages.

Commercial Construction Loans up to $550,000 with terms of up to 18 months.

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School Bus Loans

Time to upgrade your fleet? We've got you covered with our flexible financing solutions for school buses.

School bus loans up to $150,000.

Terms up to 84 months with summer skip payments (10 payments per year instead of 12).

Fixed-rate financing available.

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Helping Business Owners
Get More Done

Your business doesn't slow down, so we make sure you always have the available services to keep pace.
Check out our array of services that are tailored to small and medium-sized businesses in Delaware and Maryland.

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Commercial Loans

Choose from a full range of business loan options with flexible terms and affordable rates so you can meet your company's growing needs.

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Commercial Real Estate

Commercial working capital lines of credit up to $100,000.00. Term will be one year, a thirty day clean-up will be required during that one year period. Interest only monthly based on the current outstanding balance. Origination fee $250.00.

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School Bus Loan

Here's a flexible, convenient and affordable way for you to contribute to your retirement savings, as well as your employees'.

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Know What You Need?

Personal Goals Within Reach:
Discover Our Best Local Rates

Looking for a checking account with a Tidal Wave of Rewards? Earn up to a $100 a month in rewards.
Not into electronic services? This go-to account is for you.
Need a fresh start? We have an account you.
Make in-store purchases, access money anytime through ATMs and track all activity online while getting rid of paper checks.
When you open your checking account, a set of temporary checks and your first full check order is on us. Reordering is just a click away. If you run out before your next order, we can supply emergency checks at any branch to tide you over.

Special Pricing and Ease Of Ordering

Reorder checks 24/7 by clicking here; or, if you prefer, you can order while in your account in Online Banking or by calling our Member Service Center at (302)-629-0100 during regular business hours. Group discounts apply to all check orders.

COMMERCIAL LOAN

Frequently Asked Questions

Plus, You Get Access to Our Member Premium Benefits

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You Become a Member-Owner

We don't exist to enhance the wealth of our shareholders, we are member-owned. As a not-for-profit organization, we use our profits to increase Member benefits and support community causes.

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Your Money is Insured & Protected

Instead of being covered under FDIC, your deposits are covered under the National Credit Union Administration (NCUA), which insures deposits up to $250,000, the same amount as the FDIC. It’s a different name but the same function.

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Your Funds Are Easy to Access

With online and mobile banking, you have access to your account anytime and anywhere from your computer, smartphone, or tablet. Check your account balance, transfer funds, pay bills, and manage your finances easily without going to the bank.