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Encore Checking

If your credit score is lower than 580, Encore Checking is for you. We keep the fees low, and there's no minimum balance requirement. Plus, you'll earn interest based on our competitive rates when your average daily balance is at least $2,000.

We'll Help You Reestablish Your Financial Footing

  • $10 monthly fee (terminates after 12 months in good standing)
  • Includes a VISA® Debit Card and access to Mobile and Online Banking
  • Pay your bills electronically with Free Bill Pay
  • Set up automatic transfers to build up savings
  • Get overdraft protection from your Savings Account

Rely on Our Expertise, Credibility and Consistent Advice

Our financial counseling program is free to members living in Delaware, Maryland and beyond to help with all manner of financial questions and make a positive difference in your financial future. Our Financial Counselors are looking out for you and your family by offering various services:

Reorder Checks

When you open your checking account, a set of temporary checks and your first full check order is on us. Reordering is just a click away. If you run out before your next order, we can supply emergency checks at any branch to tide you over.

Special Pricing and Ease Of Ordering

Reorder checks 24/7 by clicking here; or, if you prefer, you can order while in your account in Online Banking or by calling our Member Service Center at (302)-629-0100 during regular business hours. Group discounts apply to all check orders.