OPENING DOORS TO YOUR FIRST HOME
Ready to make 2024 the year you open the door to your first home? Explore our homeownership grant options for first-time homeowners!
How Our First Front Door (FFD)
Program Works
Solutions
Who qualifies?
Availability
Offer
First Front Door
First-time homebuyers earning up to 80% of the median income
First-come, first-served basis, starting April 16th
First Front Door (FFD) provides down payment and closing cost assistance to eligible first-time homebuyers. By contributing a minimum of $1,500 toward down payment and closing costs, homebuyers are eligible for a maximum FFD grant of $15,000
First Front Door Keys to equity
Minority & first-generation first-time homebuyers earning up to 120% of the area median income
First-come, first-served basis, starting April 16th
By contributing a minimum of $1,000 toward down payments and closing costs, homebuyers in the Keys program are eligible for a maximum Keys grant of $20,000
Who Qualifies for FFD Funding?
Qualified first-time homebuyers can use FFD grants toward down payment and closing costs. Each prospective homebuyer must:
- Be a first-time homebuyer
- A person who has not owned an eligible property used as their primary residence in the last three years.
- This also includes if purchasing jointly with other individuals, at least one person has not owned an eligible property used as a primary residence in the last three years,
- This also includes any person who has owned an eligible property jointly with another individual and is now independently purchasing an eligible property, or
- If an investment property is owned, the person has not lived there and has not owned an eligible property used as a primary residence in the last three years.
- Contribute personal funds as part of the down payment and closing costs
- Have household income at or below 80 percent of the area median income at the time of registration
- Complete at least four hours of homeownership counseling, including the topic of predatory lending, prior to the purchase of the home
- Be a member of Tidemark Federal Credit Union
See If I Qualify
Who qualifies for Keys Funding?
Qualified first-time homebuyers can use Keys grants toward down payment and closing costs. Each prospective homebuyer must:
- Be a first-time homebuyer and identify as a Minority and/or First-Generation Homebuyer, as defined by Tidemark Federal Credit Union
- Contribute personal funds as part of the down payment and closing costs
- Have household income at or below 120 percent of the area median income at the time of registration
- Complete at least four hours of homeownership counseling, including the topic of predatory lending, prior to the purchase of the home
- Be a member of Tidemark Federal Credit Union
See If I Qualify
Take the First Step to Your Dream Home
Our team at Tidemark understands the significance of becoming a first-time homeowner and is passionate about helping members of our community reach this important milestone.
With You Every Step of the Way
Our dedicated mortgage team will help you navigate every step of the way for a stress-free process.
Local Decision Making
When you work with Tidemark, you're working with local mortgage professionals who are excited to help you embark on your journey to homeownership in a timely manner.
