Find Your Perfect Match: Discover Our Competitive VISA® Credit Card Rates
Rates designed to provide the spending power you need.
Discover Wallet-Friendly VISA® Rates and Save Big with Our Competitive Credit Card Options
Rates Effective Starting: 02/03/2025
Visa Type | ANNUAL PERCENTAGE RATE (AS LOW AS) | REPAYMENT SCHEDULE OR PAYMENT |
Amount |
Platinum | 12.25% Prime + 4.75% adjusted quarterly. | Min. monthly payment due is $25 or 2% of balance monthly with 25-day grace period on purchases | $500 - $25,000 |
Student VISA® | 12.25% Prime + 4.75% adjusted quarterly. | Min. monthly payment due is $25 or 2% of balance monthly with 25-day grace period on purchases | $500 - $1,000 |
Platinum Secured** | 7.50% Prime adjusted quarterly. | Min. monthly payment due is $25 or 2% of balance monthly with 25-day grace period on purchases | $500 - $25,000 |
Student VISA® Secured** | 7.50% Prime adjusted quarterly. |
Min. monthly payment due is $25 or 2% of balance monthly with 25-day grace period on purchases |
$250 - $2,500 |
*Stated Annual Percentage Rate (APR) is the lowest rate available for qualified borrowers. Actual rate may be higher based on creditworthiness. Based on Prime Rate as of 12/18/2024
**Requires pledge of prime shares equal to 120% of the credit limit.
First Time Borrower Visa
Visa Type | ANNUAL PERCENTAGE RATE (AS LOW AS) | REPAYMENT SCHEDULE OR PAYMENT |
Amount |
Visa Platinum | 18.00% Prime + 11.70% adjusted quarterly | Minimum monthly payment due is $25 or 2% of balance monthly 25-day grace period on purchases | Limit up to $500 |
*Stated Annual Percentage Rate (APR) is the lowest rate available for qualified borrowers. Actual rate may be higher based on creditworthiness.
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