Find Your Perfect Match: Discover Our Competitive VISA® Credit Card Rates
Rates designed to provide the spending power you need.
Discover Wallet-Friendly VISA® Rates and Save Big with Our Competitive Credit Card Options
Rates Effective Starting: 10/01/2023
| Visa Type | ANNUAL PERCENTAGE RATE (AS LOW AS) | REPAYMENT SCHEDULE OR PAYMENT |
Amount |
| Platinum | 13.25% Prime + 4.75% adjusted quarterly. | $25 or 2% of balance monthly, 25-day grace period on purchases | $500 - $25,000 |
| Student VISA® | 13.25% Prime + 4.75% adjusted quarterly. | $25 or 2% of balance monthly, 25-day grace period on purchases | $500 - $1,000 |
| Platinum Secured** | 8.50% Prime adjusted quarterly. | $25 or 2% of balance monthly, 25-day grace period on purchases | $500 - $25,000 |
| Student VISA® Secured** | 8.50% Prime adjusted quarterly. |
$25 or 2% of balance monthly, 25-day grace period on purchases |
$250 - $2,500 |
*Stated Annual Percentage Rate (APR) is the lowest rate available for qualified borrowers. Actual rate may be higher based on creditworthiness.
**Requires pledge of prime shares equal to 120% of the credit limit.
First Time Borrower Visa
| Visa Type | ANNUAL PERCENTAGE RATE (AS LOW AS) | REPAYMENT SCHEDULE OR PAYMENT |
Amount |
| Visa Platinum | 18.00% Prime + 11.70% adjusted quarterly | Minimum monthly payment due is $25 or 2% of balance monthly, 25-day grace period on purchases | Limit up to $500 |
*Stated Annual Percentage Rate (APR) is the lowest rate available for qualified borrowers. Actual rate may be higher based on creditworthiness.
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We don't exist to enhance the wealth of our shareholders, we are member-owned. As a not-for-profit organization, we use our profits to increase Member benefits and support community causes.
Your Money is Insured & Protected
Instead of being covered under FDIC, your deposits are covered under the National Credit Union Administration (NCUA), which insures deposits up to $250,000, the same amount as the FDIC. It’s a different name but the same function.
