Business Checking

Our top-of-the-line business checking account allows you to earn interest at a competitively high rate so you can offset all or part of your monthly account activity charges. It's the ideal account for Maryland and Delaware business owners with higher transactions volumes and larger balances.
Apply Today
View Rates

Benefit From Extra Earnings Each Month

With convenient, anytime access and lots of perks, our Premium Business Checking offers tremendous value. See how this account stacks up against our other business checking options so you can find the perfect account for your Maryland or Delaware business.

Delaware and Maryland businesses of every size will benefit from our checking and savings accounts. With multiple options, there’s an account that can be tailored to your company’s specific needs.

Basic Business Checking - Here's the ideal account when you have lower transaction volumes and still want anytime convenience and plenty of free features.

Deluxe Business Checking - Get 50 free deposit items per month and all the digital access you want to manage your account anywhere.

Premium Business Checking - Earn interest on your deposits and get 100 free deposit items per month with our top-level business checking account.

Overdraft Protection - Avoid the embarrassment of declined transactions by using your Savings Account to back up your Business Checking account.

Premium Checking Deluxe Checking
Basic Checking
Average Daily Balance




Monthly Fees
(if balance not maintained)




Interest Earned Earnings credit rate is
equal to the dividend rate
of prior Saving Club rate
Set-up Fee $0 $0 $0
Bill Pay
Online Banking FREE FREE FREE
Visa Debit Card FREE FREE FREE
Electronic Statements FREE FREE FREE
Overdraft Protection
(from Prime Share)
Free Deposit Items^ 100 50 25
Free Paid Checks^ 100 50 25
24/7 ATM Access
Federal Tax Depository Services FREE FREE FREE
Night Depository Services

*Monthly fee waived if average daily balance is maintained. $5.00 per month if average daily balance falls below $500 on BBC; $7.50 per month if average daily balance falls below $1,000 on DBC. PBC fee excluded from average daily balance waiver.

~Dividends paid on Balances $1,000+.
^Deposit Items and Paid Checks have a $.10 per item charge when exceeding allowable number of free checks and deposit items listed on BBC, DBC and PBC.

Start Saving Today & Enjoy
High-Yield Returns!


Frequently Asked Questions

Plus, You Get Access to Our Member Premium Benefits


You Become a Member-Owner

We don't exist to enhance the wealth of our shareholders, we are member-owned. As a not-for-profit organization, we use our profits to increase Member benefits and support community causes.


Your Money is Insured & Protected

Instead of being covered under FDIC, your deposits are covered under the National Credit Union Administration (NCUA), which insures deposits up to $250,000, the same amount as the FDIC. It’s a different name but the same function.


Your Funds Are Easy to Access

With online and mobile banking, you have access to your account anytime and anywhere from your computer, smartphone, or tablet. Check your account balance, transfer funds, pay bills, and manage your finances easily without going to the bank.