Checking That Gives Back:
Earn Rewards for Your Everyday Spending
Tailored to fit your lifestyle and spending habits, our checking accounts offer options for all types of people in Delaware, Maryland, and beyond.
Get Rewarded for Being You. Find your perfect checking account with Tidemark Federal Credit Union!
High Tide Checking
Perfect for members who want the best of both worlds - high returns and plenty of perks.
Get Dividends and Cash Back with Our 3-Tier Checking Account (based on account balance)
Low $5 opening deposit requirement
Unlimited withdrawals at Tidemark ETMs
Mobile deposits and money management tools
Reimbursement of surcharge fees at non-Tidemark ATMs up to $15/month
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Standard Checking
Built for members who don't frequently use their debit card but still want a lot of perks.
Dividends paid on all balances over $2000
Low $5 opening deposit requirement
Unlimited withdrawals at Tidemark ETMs
Mobile deposits and money management tools
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Encore Checking
Perfect for those that need a fresh start.
Low $5 opening deposit requirement in Prime Savings Account; 0$ in Checking
Unlimited withdrawals at Tidemark ETMs
Mobile deposits and money management tools
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Teen Checking
Designed for members aged 13-17 with a parent/guardian as a joint account holder.
A fun and engaging way to teach teens about saving money while earning a high rate of return to build savings.
Includes a debit card for easy transactions and financial independence.
Additional rewards like 1% cashback & 1% APY*
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Checking Accounts That Check All the Right Boxes
See how our Rewards Checking account compares to other accounts across the board.
*This fee is waived in any month you conduct a minimum of 10 posted signature-based debit or credit card purchases per month.
Savings Goals Within Reach:
Discover Our Best Local Rates
Apply for a checking account online in minutes.
With our user-friendly online application process, you can apply for your checking account quickly and easily. No need to wait in line at a bank. Simply provide your information, and we'll take care of the rest. It's that simple!
Open an Account
CHECKING ACCOUNT
Frequently Asked Questions
Plus, You Get Access to Our Member Premium Benefits
You Become a Member-Owner
We don't exist to enhance the wealth of our shareholders, we are member-owned. As a not-for-profit organization, we use our profits to increase Member benefits and support community causes.
Your Money is Insured & Protected
Instead of being covered under FDIC, your deposits are covered under the National Credit Union Administration (NCUA), which insures deposits up to $250,000, the same amount as the FDIC. It’s a different name but the same function.
