Ride The Tide to More Cash Back
with Our High Tide Checking
Earn More, Get More, & Live More With Perks That Deliver
TIER 3
4% APY* & 2% Cashback
15 or more Signature Based Debit or Credit Card transactions
Must have aggregate loan balance > $50,000**
Online or mobile banking and eStatements
Max dividend, cash back (cap $20 monthly) rewards and ATM refunds up to $1200 annually; $100 monthly
TIER 2
2% APY* & 1% Cashback
15 or more Signature Based Debit or Credit Card transactions
$5,000 or more in Aggregate Loan balances**
Online or mobile banking and eStatements
Max dividend, cash back (cap $15 monthly) rewards, and ATM refunds up to $480 annually; $40 monthly
TIER 1
1% APY* & 1% Cashback
10 or more Signature based Debit or Credit Card transactions
Online or mobile banking and eStatements
Max dividends, cash back (cap $15 monthly) and ATM refunds up to $180 annually, $15 monthly
Savings Goals Within Reach:
Discover Our Best Local Rates
Stacked With Benefits
A checking account that is designed to give you everything you need without the unnecessary fees that you don't.
Say hello to the banking experience you deserve.
NEVER PAY FOR
ATM fees (Refunds included in monthly rewards)
Monthly service fees
CHECKING MADE SIMPLE
Online Banking w/ eStatements
Mobile Banking & Deposits
Free Billpay
Zelle®
ALWAYS INCLUDED
No minimum balance requirements
Overdraft Protection available
Overdraft Privilege up to $750 (for accounts in good standing)
Visa® debit card
Free first box of checks (certain styles only)
24x7 Express Teller Machines (teller transactions are available 24x7, and live teller assistance is available during regular business hours.)
It's time to upgrade your checking game.
Disclosure: In Branch transactions must be done at our ETMs to qualify for High Tide Checking. *APY = Annual Percentage Yield.
Tier 1 requires at least 10 signature based debit or credit card transactions during the month. 1% APY is on balances up to 10K. Maximum monthly amount, including ATM refunds is $15. Tier 1 Cash Back cap $15 monthly.
Tier 2 requires at least 15 signature based debit or credit card transactions during the month, plus $5,000 or more in loan balances. **In order to be included in the aggregate loan balance mortgage loans must be an ARM held with Tidemark. Refinances and mortgages that are sold or not serviced by Tidemark do not qualify 2% APY is on balances up to 20K. Maximum monthly amount, including ATM refunds is $40. Tier 2 Cash Back cap $15 monthly.
Tier 3 at least 15 signature based debit or credit card transactions during the month, plus $50,000 or more in loan balances. **In order to be included in the aggregate loan balance mortgage loans must be an ARM held with Tidemark. Refinances and mortgages that are sold or not serviced by Tidemark do not qualify. 4% APY is on balances up to 25K. Maximum monthly amount, including ATM refunds is $100. Tier 3 Cash Back cap $20 monthly.
High Tide tiered dividends and cash back will be calculated based on your monthly activity and current month loan< balances. Pin based debit card transactions are not included towards your debit card usage for the month.
High tide checking
Frequently Asked Questions
Plus, You Get Access to Our Member Premium Benefits
You Become a Member-Owner
We don't exist to enhance the wealth of our shareholders, we are member-owned. As a not-for-profit organization, we use our profits to increase Member benefits and support community causes.
Your Money is Insured & Protected
Instead of being covered under FDIC, your deposits are covered under the National Credit Union Administration (NCUA), which insures deposits up to $250,000, the same amount as the FDIC. It’s a different name but the same function.
