Ride The Tide to More Cash Back
with Our High Tide Checking

Earn More, Get More, & Live More With Perks That Deliver

Say goodbye to average checking accounts - say hello to High Tide Checking and live life on your terms! Earn a high rate of return on your balance, enjoy limitless access, and get spoiled with our exclusive perks!
Image

TIER 3

4% APY* & 2% Cashback

15 or more Signature Based Debit or Credit Card transactions

Must have aggregate loan balance > $50,000**

Online or mobile banking and eStatements

Max dividend, cash back (cap $20 monthly) rewards and ATM refunds up to $1200 annually; $100 monthly

Image

TIER 2

2% APY* & 1% Cashback

15 or more Signature Based Debit or Credit Card transactions

$5,000 or more in Aggregate Loan balances**

Online or mobile banking and eStatements

Max dividend, cash back (cap $15 monthly) rewards, and ATM refunds up to $480 annually; $40 monthly

Image

TIER 1

1% APY* & 1% Cashback

10 or more Signature based Debit or Credit Card transactions

Online or mobile banking and eStatements

Max dividends, cash back (cap $15 monthly) and ATM refunds up to $180 annually, $15 monthly

Tier 1
  • 10 or more Signature based Debit or Credit Card transactions
  • Online or mobile banking and eStatements
  • Max dividends, cash back (cap $15 monthly) and ATM refunds up to $180 annually, $15 monthly
Tier 2
  • 15 or more Signature Based Debit or Credit Card transactions
  • $5,000 or more in Aggregate Loan balances**
  • Online or mobile banking and eStatements
  • Max dividend, cash back (cap $15 monthly) rewards and ATM refunds up to $480 annually; $40 monthly
Tier 3
  • 15 or more Signature Based Debit or Credit Card transactions
  • Must have aggregate loan balance > $50,000**
  • Online or mobile banking and eStatements
  • Max dividend, cash back (cap $20 monthly) rewards and ATM refunds up to $1200 annually; $100 monthly

Ride the Tide to More Cash Back!

It is easy to earn rewards with our new High Tide Checking Account.

Tier 3 Would Pay 4% APY* and 2% Cash Back

Tier 2 Would Pay 2% APY* and 1% Cash Back

  • 15 or more Signature Based Debit or Credit Card transactions
  • $5,000 or more in Aggregate Loan balances**
  • Online or mobile banking and eStatements
  • Max dividend, cash back (cap $15 monthly) rewards and ATM refunds up to $480 annually; $40 monthly

Tier 1 Would Pay 1% APY* and 1% Cash Back

  • 10 or more Signature based Debit or Credit Card transactions
  • Online or mobile banking and eStatements
  • Max dividends, cash back (cap $15 monthly) and ATM refunds up to $180 annually, $15 monthly

Savings Goals Within Reach:
Discover Our Best Local Rates

Apply for a checking account online in minutes.

With our user-friendly online application process, you can apply for your checking account quickly and easily. No need to wait in line at a bank. Simply provide your information, and we'll take care of the rest. It's that simple!
Apply Now

Stacked With Benefits

A checking account that is designed to give you everything you need without the unnecessary fees that you don't.
Say hello to the banking experience you deserve.

Image

NEVER PAY FOR

ATM fees (Refunds included in monthly rewards)

Monthly service fees

CHECKING MADE SIMPLE

Online Banking w/ eStatements

Mobile Banking & Deposits

Free Billpay

Zelle®

ALWAYS INCLUDED

No minimum balance requirements

Overdraft Protection available

Overdraft Privilege up to $750 (for accounts in good standing)

Visa® debit card

Free first box of checks (certain styles only)

24x7 Express Teller Machines (teller transactions are available 24x7, and live teller assistance is available during regular business hours.)

It's time to upgrade your checking game.

Apply Now

Time to Reorder Checks?

When you open your checking account, a set of temporary checks and your first full check order is on us! Reordering is just a click away. If you run out before your next order, we can supply emergency checks at any branch to tide you over.
Reorder Now

Disclosure: In Branch transactions must be done at our ETMs to qualify for High Tide Checking. *APY = Annual Percentage Yield.

Tier 1 requires at least 10 signature based debit or credit card transactions during the month. 1% APY is on balances up to 10K. Maximum monthly amount, including ATM refunds is $15. Tier 1 Cash Back cap $15 monthly.

Tier 2 requires at least 15 signature based debit or credit card transactions during the month, plus $5,000 or more in loan balances. **In order to be included in the aggregate loan balance mortgage loans must be an ARM held with Tidemark. Refinances and mortgages that are sold or not serviced by Tidemark do not qualify 2% APY is on balances up to 20K. Maximum monthly amount, including ATM refunds is $40. Tier 2 Cash Back cap $15 monthly.

Tier 3 at least 15 signature based debit or credit card transactions during the month, plus $50,000 or more in loan balances. **In order to be included in the aggregate loan balance mortgage loans must be an ARM held with Tidemark. Refinances and mortgages that are sold or not serviced by Tidemark do not qualify. 4% APY is on balances up to 25K. Maximum monthly amount, including ATM refunds is $100. Tier 3 Cash Back cap $20 monthly.

High Tide tiered dividends and cash back will be calculated based on your monthly activity and current month loan< balances. Pin based debit card transactions are not included towards your debit card usage for the month.

Tier 1
  • 10 or more Signature based Debit or Credit Card transactions
  • Online or mobile banking and eStatements
  • Max dividends, cash back (cap $15 monthly) and ATM refunds up to $180 annually, $15 monthly
Tier 2
  • 15 or more Signature Based Debit or Credit Card transactions
  • $5,000 or more in Aggregate Loan balances**
  • Online or mobile banking and eStatements
  • Max dividend, cash back (cap $15 monthly) rewards and ATM refunds up to $480 annually; $40 monthly
Tier 3
  • 15 or more Signature Based Debit or Credit Card transactions
  • Must have aggregate loan balance > $50,000**
  • Online or mobile banking and eStatements
  • Max dividend, cash back (cap $20 monthly) rewards and ATM refunds up to $1200 annually; $100 monthly

High tide checking

Frequently Asked Questions

Plus, You Get Access to Our Member Premium Benefits

Image

You Become a Member-Owner

We don't exist to enhance the wealth of our shareholders, we are member-owned. As a not-for-profit organization, we use our profits to increase Member benefits and support community causes.

Image

Your Money is Insured & Protected

Instead of being covered under FDIC, your deposits are covered under the National Credit Union Administration (NCUA), which insures deposits up to $250,000, the same amount as the FDIC. It’s a different name but the same function.

Image

Your Funds Are Easy to Access

With online and mobile banking, you have access to your account anytime and anywhere from your computer, smartphone, or tablet. Check your account balance, transfer funds, pay bills, and manage your finances easily without going to the bank.

Unable to locate Global Block : 669