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Construction & Land Loans

Make your custom dream home a reality with Tidemark Federal Credit Union's Construction Loans for properties on the Delmarva Peninsula in Delaware, Maryland and Virginia. This construction-to-permanent loan option features one closing and is available on primary residences or second/vacation homes.

Do your big dreams include open space where you can create anything you want? Through Tidemark Federal Credit Union, you can find the right land or lot loan for properties in Delaware, Maryland and Virginia, providing great value with money-saving rates.

Start Building Your Future

We'll provide the affordable financing you need during construction and beyond, all within a convenient process that saves you plenty of time, too.

  • During construction, get financing for up to nine months and up to 100% of your property's value at a fixed rate with interest-only payments
  • Construction loan converts to an Adjustable-Rate Mortgage once your home is complete, saving you thousands of dollars in additional settlement costs

Plot to Secure the Land Loan You Need

With our flexible borrowing options, you can finance land purchases and bring your blueprints to life.

  • Borrow up to 70% of the lot's value (up to $400,000)
  • Repayment terms up to 15 years