first time home buyer

First-Time Homeowner

Whether you're buying or building, this mortgage is ideal for borrowers with limited resources for down payments. All you need to do is meet our standard credit qualifications.

  • 100% financing up to $250,000; 90% financing up to $510,400 for up to 30 years
  • No Private Mortgage Insurance (PMI), saving you thousands of dollars
  • Low origination costs

Our First-Time Borrowers Program is Head of Class

A good education includes learning how to be responsible with your money, and our first-time loan options are ideal for providing real-world experience. Whether it's a credit card or mortgage, Tidemark Federal Credit Union helps our members get ahead.

If you have limited funds or no credit history, we can still help you finance a vehicle, get a mortgage or obtain a VISA credit card.