When Others Say No, We Say Yes!

Our Credit Repair Loans lift up members in Delaware and Maryland who are denied loans by other institutions. Get the money you need while you rebuild your credit, and break free from payday loans with exorbitant interest rates.
Email Now

We'll Help You Get Back On Your Feet

Choose a cash advance or loan to help fill in your financial gaps. We can help you decide which option is best for your situation. By borrowing from Tidemark Federal Credit Union, you know you're working with neighbors who are genuinely interested in helping you stabilize your finances.
Balance Range Encore Advance* Encore Loan**
Credit Limit Up to $500 $500
Annual Percentage Rate 0% 6%
Terms Next Payday Up to 6 months
Non-Refundable Fee $5 for every $100 borrowed up to $25 $0
Credit Score Requirements None None

Only one loan or one advance at a time.

Encore Advance*: 

  • Maximum advance is the lesser of the expected paycheck or $500.

Encore Loan**:

  • Members must have had previous Encore Advances to qualify for an Encore Loan
  • Must meet all qualifying criteria.

Debt Protection

Who do you expect to pay your loans when the unexpected hits? Protect your family against the unexpected. Credit Insurance may make your loan payments when you can't. Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan payments against unexpected and covered life events and disability could help protect more than your finances. It could help lighten the burden for the people you care about. Protect your loan payments today so you can worry a little less about tomorrow.


Frequently Asked Questions

Apply for a savings account online
in minutes

Open an Account