When Others Say No, We Say Yes!
Our Credit Repair Loans lift up members in Delaware and Maryland who are denied loans by other institutions. Get the money you need while you rebuild your credit, and break free from payday loans with exorbitant interest rates.
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We'll Help You Get Back On Your Feet
Choose a cash advance or loan to help fill in your financial gaps. We can help you decide which option is best for your situation. By borrowing from Tidemark Federal Credit Union, you know you're working with neighbors who are genuinely interested in helping you stabilize your finances.
| Balance Range | Encore Advance* | Encore Loan** |
| Credit Limit | Up to $500 | $500 |
| Annual Percentage Rate | 0% | 6% |
| Terms | Next Payday | Up to 6 months |
| Non-Refundable Fee | $5 for every $100 borrowed up to $25 | $0 |
| Credit Score Requirements | None | None |
Only one loan or one advance at a time.
Encore Advance*:
- Maximum advance is the lesser of the expected paycheck or $500.
Encore Loan**:
- Members must have had previous Encore Advances to qualify for an Encore Loan
- Must meet all qualifying criteria.
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