Consider the power of long-term, dedicated savings. This calculator will show how consistent saving over multiple years can help you accumulate wealth, even if you're just making small additions. It all adds up over time.
Put This Savings Strategy To Work For You
Definitions
Choose what you would like to calculate. You can choose to calculate the payment or the purchase price.
The amount you pay each month for your auto financing.
This is the total cost of your auto purchase. Include the cost of the vehicle, additional options and destination charges. This amount does not include sales tax. Sales tax will be calculated for you and included in your total after-tax price.
Number of months the loan will be in effect.
Annual interest rate for this loan.
Total amount of cash and/or factory rebates applied to the purchase. The larger your cash down payment the smaller the loan you will need to finance this purchase.
The total amount that you are given for any automobile that you trade-in as part of the purchase. In some states a trade-in can also reduce the amount of sales tax you will owe. See the definition for "No sales tax deduction for trade-in" for more information on trade-in vehicles and sales tax.
Total loan balance still outstanding on the trade-in.
Any additional fee that is not subject to sales tax. This usually includes document fees or any other fees that may be due at delivery and are not taxable.
Any additional fee that is subject to sales tax. This usually includes title transfer fees or any other fees that may be due at delivery and are taxable.
Sales tax percentage rate charged on this purchase.
If you live in a state where your sales tax is calculated on your full purchase price, check this box in the calculator. If this box is unchecked, sales tax is calculated on the purchase price, less trade-in. Currently the District of Columbia, California, Hawaii, Maryland, Kentucky, Michigan and Virginia allow no deductions for trade-ins when calculating sales tax. In addition, Alaska, Delaware, Montana and New Hampshire have no sales tax on auto purchases. Oregon currently only collects tax on new vehicles.
Savings Goals Within Reach: Discover Our Best Local Rates
All Tidemark Savings accounts earn dividends based on an Annual Percentage Rate (APR) and Annual Percentage Yield (APY). Dividends are compounded and paid monthly.
You can deposit funds to your Tidemark Savings Account in the following ways:
Online transfer from an external bank account to your Tidemark Savings Account
Through Direct Deposit
Deposit a check payable to you with Tidemark's Mobile Check Deposit Service using your mobile device.
Our Prime Savings account does have the ability to act as an overdraft protection source for your checking account. Money Market and other savings accounts may be excluded from this service.
Plus, You Get Access to Our Member Premium Benefits
You Become a Member-Owner
We don't exist to enhance the wealth of our shareholders, we are member-owned. As a not-for-profit organization, we use our profits to increase Member benefits and support community causes.
Your Money is Insured & Protected
Instead of being covered under FDIC, your deposits are covered under the National Credit Union Administration (NCUA), which insures deposits up to $250,000, the same amount as the FDIC. It’s a different name but the same function.
Your Funds Are Easy to Access
With online and mobile banking, you have access to your account anytime and anywhere from your computer, smartphone, or tablet. Check your account balance, transfer funds, pay bills, and manage your finances easily without going to the bank.
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Please note, all of our branches will be closed on Wednesday, January 20th, in observance of the birthday of Martin Luther King Jr.