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First-Time Vehicle Buyer

Effective May 1, 2021
  • Finance as much as $25,000 (more with a guarantor) for up to 72 months
  • Loan-to-value up to 100%, including all back end products (Warranty, GAP, etc.)
  • Must be employed for 12 consecutive months with a minimum $1,500 monthly income while meeting our debt-to-income requirements

 

Limit $15,000 $20,000 $25,000
Max Loan to Value (LTV) 100% 80% 75%
Max Term Up to 60 months Up to 72 months Up to 72 months