Unlock the Door to Your Dream Home with Exceptional Mortgage Options

Explore our tailored mortgage solutions to meet your unique needs. With our expert guidance at every step, you're one move away from unlocking your dream home. Start your homeownership journey with us today!
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WHY BANK WITH TIDEMARK?
We're With You Every Step of the Way

Experience a hassle-free mortgage journey completely online.


GET PRE-APPROVED FOR YOUR MORTGAGE

After evaluating your income, assets, and credit score, we can assess the loans you may qualify for, determine the amount you can borrow, and estimate your potential interest rate.
Unlock Your Home's Potential: Refinance for Cash Access
Seeking more financial flexibility? Consider refinancing – a powerful tool even amidst today's rates. Begin your application with us today and discover how you could streamline debt or liberate funds for life's unexpected surprises.

First Time Home Buyer? Take advantage of our new Closing Cost Assistance Program!

Our grant program is designed to help eligible homebuyers with down payments and closing costs, providing up to $5,000 in assistance.

For every $1 you contribute towards your payment, Tidemark will provide $3 in assistance, making homeownership more achievable than ever before!

The Mortgage Resources You Need
All in One Place

Explore our comprehensive collection of mortgage resources, carefully curated to provide you with the essential information and tools you need to make informed decisions on your home financing journey.

Mortgage Loan Calculator

Calculate your monthly mortgage details, including payoff time, interest paid, and the impact of extra payments. View your payoff schedule monthly or yearly.
Learn More

Affordability Calculator

Determine how much you can borrow to stay within your budget, avoid mortgage pitfalls, and estimate your payoff schedule.
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Rent vs. Buy Calculator

Buy or rent? This calculator factors in fees, taxes, and monthly mortgage payments to help you decide which option suits your lifestyle.
Learn More

Credit Smart® Homebuyer

Guided, interactive course on homeownership education with six modules that promote preparedness, financial management, and key learning principles.
Learn More

Making Homeownership a Reality:
Best Local Rates and Flexible Terms


Connect with Us to Kickstart Your
Mortgage Application Journey

Take the first step towards homeownership with confidence by reaching out to Tidemark Federal Credit Union. Our team of mortgage specialists is ready to guide you through the application process and help you find the right financing solution for your needs. With personalized support and expert advice, we'll make the path to your dream home smoother and more manageable.
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Encore Loan Rates
as high as
6
%
APR
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Savings Rate T1 – Share Savings
as high as
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Savings Rate T2 – Money Market Rates
as high as
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Savings Rate T3 – Checking Rates
as high as
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Savings Rate T4 – Regular And IRA Share Certificates Table
as high as
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Loan Rates T1 – New and Used Auto and Motorcycle
as high as
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Loan Rates T2 – First Time Borrower Vehicle
as high as
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Loan Rates T3 – Classic Auto
as high as
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Loan Rates T4 – New and Used Boat and RV / Motor-home
as high as
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Loan Rates T7 – Share Secured Loans
as high as
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Loan Rates T6 – Unsecured Loans
as high as
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Mortgage Rates T1 – Primary Residence Purchase & No Cash Out Refinance
as high as
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Mortgage Rates T2 – Second/Vacation Home Purchase & No Cash Out Refinance
as high as
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Mortgage Rates T3 – Primary Residence Cash Out Refinance
as high as
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Mortgage Rates T4 – Land Loans
as high as
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Mortgage Rates T5 – Conventional Fixed Rate Mortgages – Affordable Housing Programs
as high as
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Mortgage Rates T6 – Conventional Fixed Rate Mortgages – Standard Programs
as high as
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Mortgage Rates T7 – Government Insured Fixed-Rate Mortgage Options
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Mortgage Rates T8 – Home Equity Loans
as high as
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Credit Card Rates T1 – Discover Wallet – Friendly Visa Rates
as high as
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Credit Card Rates T2 – First Time Borrower Visa Table
as high as
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Commercial Loan Rates
as high as
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Encore Rates
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Business Checking Rate
as high as
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Credit Repair Loan Rates
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Savings Rate T3 – Checking Rates – Working
as high as
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Credit Cards
Credit Cards
as low as
7.5
%
APR
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Credit Cards
Credit Cards
as low as
7.5
%
APR
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Encore Loan Rates
as high as
6
%
APR
View Rates
Savings Rate T1 – Share Savings
as high as
%
View Rates
Savings Rate T2 – Money Market Rates
as high as
%
View Rates
Savings Rate T3 – Checking Rates
as high as
%
View Rates
Savings Rate T4 – Regular And IRA Share Certificates Table
as high as
%

Choose what's right for you